Buying on the Seacoast, and knowing what you're buying
Buy on the Seacoast knowing the flood zone, the insurance and the real cost before you commit.
Buying a beach home starts with the questions the listing won't answer
Buying a beach home on the NH Seacoast is exciting right up until the insurance quote. The house is only part of what you're buying. The flood zone, the insurance, the road in, the parking and what the street is like in February are part of it too.
Buyers tell me, "We tried to figure out the flood maps ourselves and gave up." And, "I'm not buying something in a flood zone I don't understand." Both are fair. You shouldn't have to become an expert to buy near the water. That's my job.
Start with what worries you
How I help you buy near the water
I'm Brenda Maggy, Principal Broker of Beach-Homes Realty, a national brokerage built for beach and coastal property, and I've lived on the Seacoast for 35 years. You'll see Beach-Homes Realty's coastal listings along with the rest of the MLS.
Before you fall for a home, we talk about what it will really cost to own: flood insurance, taxes, and upkeep on a home that faces salt air and storms. During your due diligence period, we look at the flood zone, septic and well, any rules that affect building near the shore, and access and parking.
You'll hear what I really think of every home, including the ones I'd pass on.
What you get
- The costs that don't show up in the listing price, before you make an offer
- Coastal listings from Beach-Homes Realty and the MLS
- A walkthrough eye for the things salt air, storms and flooding leave behind
- Coastal due diligence during your offer. See how the offer and closing work.
- Offer strategy for homes that draw more than one buyer
Seacoast and beach homes in the towns I cover
Hampton Beach, North Hampton Beach, Jenness Beach, Rye Beach, New Castle and Seabrook.
Frequently Asked Questions
How do I know if a beach home is in a flood zone?
We check the flood map for the specific property and get a real insurance quote during your due diligence period, before you're committed.
Is flood insurance expensive near the Seacoast?
It depends on the property, its elevation and its flood zone, and it can change the monthly cost a lot. That's why we get a real quote early.
Can I see Beach-Homes Realty listings?
Yes. You'll see Beach-Homes Realty's coastal listings along with everything else on the MLS.
Keep exploring
Ready to make your move with Brenda Maggy Group?